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Tag Archives: Fha
Have Refis Run Out?
The average rate on the 30-year fixed mortgage is up about a half a percentage point since the middle of February, when they hit a record low. Mortgage refinances, however, dropped 24 percent in the same period of time. That’s … Continue reading
Posted in Denver Real Estate News
Tagged 30 Year Fixed Mortgage, 3t, April 1, Fha, Fourth Quarter, Government Intervention, Government Mortgages, Insurance Premiums, Low Mortgage, Mark Hanson, Mortgage Applications, Mortgage Bankers Association, Mortgage Rates, Mortgage Refinances, Mortgage Volume, Percentage Point, Period Of Time, Previous Year, Strange Point, Year Fixed Mortgage
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Negative Equity Traps One Third of American Borrowers
As home sales begin a slow recovery and potential buyers dip their toes back in real estate’s still-troubled waters, many of them face a huge barrier to entry: Negative equity, that is, borrowers who owe more on their mortgages than … Continue reading
Posted in Denver Real Estate News
Tagged 5 Million, Borrowers, Closing Costs, Corelogic, Distressed Property, Equity Share, Fannie Mae, Fannie Mae And Freddie Mac, Fha, Foreclosure, Foreclosures, Fourth Quarter, Freddie Mac, Negative Equity, Obama, Prime Culprit, Q3, Residential Properties, Traps, Troubled Waters
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Running Robo-Settlement Numbers
A potential $25 billion settlement between the nation’s four largest banks and the 50 state attorneys general over faulty foreclosure processing is imminent. Or at least it’s closer than it’s been, given that we are now well over a year … Continue reading
Posted in Denver Real Estate News
Tagged Eligible Borrowers, Fannie Mae, Fannie Mae And Freddie Mac, Federal Foreclosure, Fha, Figure 17, Foreclosure Relief, Freddie Mac, Imf, Iowa Attorney General, Last Friday, Mortgage Backed Securities, Mortgage Borrowers, Mortgage Finance, Negotiation Team, Restitution, Settlement Numbers, State Attorneys, Team Leader, Tom Miller
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Bulk Foreclosure Sales Could Cause Bigger Bank Write-Downs
As government, federal regulators and big-money private investors try to figure out a plan for bulk sales of foreclosed properties, big banks are already making deals, but they are few and far between. The trouble is, they are looking at … Continue reading
Posted in Denver Real Estate News
Tagged Appetite, Bank Officials, Carrington Mortgage, Conservator, Current Market Value, Distressed Properties, Dollar Deal, Fannie Mae, Fha, Fhfa, Foreclosed Properties, Foreclosure Sales, Freddie Mac, Hud Officials, Midst, Private Equity Firm, Private Equity Investors, Private Investors, Regulators, U S Bank
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What Are Buyers Really Putting Down for a Mortgage?
Ask the Realtors, the Builders, even the Housing Reporters, and they’ll all tell you that the biggest impediments to housing’s recovery are higher credit underwriting standards. Down payments are a big part of that, as most mortgage market experts will … Continue reading
Posted in Denver Real Estate News
Tagged Average Mortgage, Borrowers, Fannie Mae, Fannie Mae And Freddie Mac, Federal Housing Administration, Fha, Freddie Mac, Government Insurance, Impediments, Jumbo Loan, Lendingtree, Market Experts, Mortgage Down Payments, Mortgage Industry, Mortgage Market, Originations, Private Mortgage Insurance, Private Mortgage Insurers, Realtors, Regulators
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Mortgage Modifications Wind Down As Foreclosures Heat Up
Mortgage modifications under the government’s bailout program, permanent and trials, and as well as proprietary modifications made by the big banks continue to fall and are falling at an increasing clip. You might think it’s because there are fewer troubled … Continue reading
Posted in Denver Real Estate News
Tagged Bailout, Borrowers, Conservator, Default Rate, Default Rates, Delinquencies, Delinquent, Economic Condition, Fannie Mae, Fha, Foreclosure, Freddie Mac, Government Program, Housing Finance Agency, Lps, Mortgage Foreclosures, Private Sector Need, Processing Services, Proposals, Reo Properties
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Mortgage Bankers Reverse Course on Loan Limits
It was barely a few months ago, albeit a few thousand degrees ago, that I moderated a panel of mortgage types from the major banks, including the Mortgage Bankers Association’s new president David Stevens, formerly FHA commissioner. Stevens and I … Continue reading
Posted in Denver Real Estate News
Tagged Continuation, Current State, Delinquency Reports, Double Dip, Elaboration, Fannie Mae, Fannie Mae And Freddie Mac, Fha, Freddie Mac, Gse, Housing Market, Loan Limits, Mortgage Bankers Association, Mortgage Delinquency, Mortgage Types, New President, Oil Prices, President David, Temporary Loan, Turbulent Period
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Lower Loan Limits: Let the Games Begin
The summer has barely started, but the fight is on against changes to loan limits that don’t take place until the first of October. Today the National Association of Home Builders released its own study claiming that lowering the loan … Continue reading
Posted in Denver Real Estate News
Tagged Conforming Loan, Credit History, Downward Pressure, Drop In The Bucket, Entities, Fannie Mae, Federal Housing Administration, Fha, Freddie Mac, Gse, Loan Limit, Loan Limits, Loan Range, Loan Terms, Mortgage Backed Securities, Mortgage Interest Rates, Mortgage Market, Mortgages, National Association Of Home Builders, Number Crunchers
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