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Tag Archives: Interest Rate
Protect yourself against loan lock scams
A price quote means nothing until it is properly locked with the lender. A rate lock, as it is commonly called, is the lender’s commitment that it will make the specified loan at the specified price within a specified future … Continue reading
Posted in Real Estate News
Tagged Appraisal Requirements, Bearing, Confidence, Dollar, Financial Crisis, Interest Rate, Lenders, Loan Rate, Maximum Rate, Periods, Price Quote, Scams, Upfront Charges, Value Appraisals, Waivers
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Before You Refinance, Modify Your Loan … If You Can
A colleague who was looking to refinance his mortgage to today’s record low interest rates, just told me that he opted instead for a “modification.” No, he’s not behind on his monthly payments, nor even struggling to make them. He … Continue reading
Posted in Denver Real Estate News
Tagged Adjustable Rate Mortgage, Bank Of America, Colleague, First Niagara, Hassle, Home Loan, Interest Rate, Kris, Low Interest Rates, Mortgage Specialist, Percentage Point, Principal Payment, Refinance Mortgage, Refinancing, Sum Of Money, Three Times, Unpaid Principal Balance, Wells Fargo, Wfc, Yamamoto
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