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Tag Archives: Mortgage Finance
Freddie Mac makes loan data available
Freddie Mac says it will disclose performance data on a swath of single-family loans that it purchased over a 13-year period representing about 53 percent of Freddie Mac’s total mortgage acquisitions, or 15.7 million mortgages, from Jan. 1, 1999 to … Continue reading
Posted in Real Estate News
Tagged Conservatorship, Corley, Credit Performance, Credit Risk, Family Loans, Fannie Mae, Fannie Mae And Freddie Mac, Fhfa, Finance System, Freddie Mac, Housing Finance Agency, Loan Data, Mortgage Backed Securities, Mortgage Finance, Performance Data, Risk Transfer, Securitization, Senior Vice President, Transfer Transactions, Unpaid Principal
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Jumbo Mortgage Divide Starts Shrinking
“The jumbo market has heated up, as tight lending guidelines have drastically reduced consumer late payments, strategic defaults, and foreclosures,” wrote Julian Hebron, a mortgage banker in California and author of the blog The Basis Point. “This gives investors confidence … Continue reading
Posted in Real Estate News
Tagged Basis Point, Conforming Loan Limit, Credit Suisse, Credit Suisse Group, Group Ag, Investor Confidence, Jpmorgan Chase, Jumbo Loans, Jumbo Market, Jumbo Mortgage, Jumbo Mortgages, Jumbo Rates, Jumbos, Mortgage Banker, Mortgage Finance, Originations, Payroll Tax, Redwood Trust Inc, Securitization Process, Securitizations
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Americans Are Using Their Houses as ATMs Again
With home prices up 8 percent year-over-year in December, according to the latest reading from CoreLogic, homeowners are regaining home equity at a fast clip—1.4 million borrowers rose above water on their mortgages through the end of September. That number … Continue reading
Posted in Real Estate News
Tagged Anecdotal Evidence, Atms, Blackwell, Borrowers, Education Expenses, Equifax, Home Equity Line, Home Improvements, Houses, Housing Bubble, Money Back, Mortgage Finance, Mortgages, Price Appreciation, Signs, Withdrawals
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NAREE accepting entries for real estate writing competitions
Posted in Real Estate News
Tagged Author Award, Bob Bruss, Bronze Award Winners, Bronze Awards, Business Newspapers, Commercial Real Estate Publications, E W Scripps, Journalism Competition, Mortgage Finance, Newspapers Trade, Real Estate Books, Real Estate Editors, Real Estate Publications, Robert Bruss Real Estate, School Of Journalism, Scripps School, Shelter Magazines, Spring Real Estate, Wall Street Journal, Writing Competitions
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Home Prices Rise, but Analysts See Pressure Ahead
While sales of existing homes are still on a bumpy road to recovery, home prices are seeing steady gains. Nationally, prices rose 2.6 percent in August, according to a repeat sales index from Lender Processing Services. Prices are up an … Continue reading
Posted in Denver Real Estate News
Tagged Banks, Bumpy Road, Distressed Properties, Distressed Sales, Downward Pressure, Foreclosures, Housing Market, Investors, Las Vegas, Metro Markets, Mortgage Finance, Moving Average, Percentage Points, Phoenix, Precipitous Drop, Processing Services, Reo Properties, Repeat Sales, Respondents, Sales Index
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Regulator Claims New Rules Will Loosen Mortgage Lending
Ask any real estate agent, home builder or home buyer what is the biggest barrier to entry in today’s housing market, and the likely answer will be: tight credit. The lax lending of the latest housing crash is no more, … Continue reading
Posted in Denver Real Estate News
Tagged American Mortgage, Credit Scores, Demarco, Downpayments, False Representations, Fannie Freddie, Fannie Mae, Fannie Mae And Freddie Mac, Fhfa, Freddie Mac, Gse, Gun Shy, Housing Finance Agency, Lowest Mortgage Interest Rates, Mortgage Finance, Mortgage Interest Rates, Mortgage Lending, Mortgage Market, Representations And Warranties, Tight Credit
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How Investors Are Skewing Home Price Recovery
Home prices finally appear to be catching up with the increase in overall sales pace. That is usually the case, as prices lag sales on the way up and on the way down. The latest reading from SP/Case-Shiller, which employs … Continue reading
Posted in Denver Real Estate News
Tagged Apartment, Association Of Realtors, Blitzer, Case Shiller, Cnbc, Composites, Housing Boom, Investor Interest, Investors, Massachusetts, Mortgage Finance, National Association Of Realtors, New Survey, Popik, Real Estate Agents, Research Director, S David, Sales Pace, Seasonality, Spring And Summer
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Why Millions of Americans Still Can’t Refinance Their Mortgage
Mortgage rates hit new lows and applications to refinance fell for the third straight week. It defies logic, unless of course you operate in today’s tight mortgage market. It’s not just about the rate anymore. Negative equity, strict underwriting and … Continue reading
Posted in Denver Real Estate News
Tagged Backe, Backlogs, Borrowers, Conservatorship, Fannie Mae, Fannie Mae And Freddie Mac, Fha Loans, Freddie Mac, Ginnie Mae, Government Programs, Low Mortgage, Mortgage Finance, Mortgage Market, Mortgage Mortgage, Mortgage Rates, Mortgages Rates, Negative Equity, Rate Environment, Record Lows, Refis
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Refi Boom Benefits Borrowers and Big Banks
Millions of Americans are saving billions of dollars in monthly mortgage payments, thanks to record-low interest rates. The refinance market is booming, now at 78 percent of residential mortgage activity, according to the latest read from the Mortgage Bankers Association. … Continue reading
Posted in Denver Real Estate News
Tagged Booms, Fannie Mae, Fannie Mae And Freddie Mac, Fha Borrowers, Fhfa, Freddie Mac, Hedges, Low Interest Rates, Miller Head, Monthly Mortgage Payments, Mortgage Activity, Mortgage Bankers Association, Mortgage Brokers, Mortgage Finance, Mortgage Insurer, Mortgage Origination, Negative Equity, Paul Miller, Refis, Residential Mortgage
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New FHA Foreclosures Spike
As lenders continue to try to modify delinquent mortgages or offer foreclosure alternatives, like short sales or deeds-in-lieu of foreclosure, the number of loans entering the foreclosure process are falling. So-called “foreclosure starts” were down 2.6 percent in April from … Continue reading
Posted in Denver Real Estate News
Tagged 1 Billion, Analytics, Blecher, Default Rates, Delinquent Mortgages, Federal Government, Fha Foreclosure, Fha Foreclosures, Fha Lenders, Fha Loans, Loan Origination, Losses, Mortgage Finance, Originations, Oversight, Processing Services, Reserve Ratio, Senior Vice President, Unpaid Balances, Vintages
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