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Tag Archives: Tight Credit
Mortgage Mess Still Mires US Housing Recovery
Mortgage applications to purchase a home dropped more dramatically than did refinances, down 10 percent from the previous week. While one week does not a trend make, rising mortgage rates, coupled with severe inventory shortages, are not the mix needed … Continue reading
Posted in Real Estate News
Tagged Ben Bernanke, Bob Walters, Chairman Of The Federal Reserve, Chief Economist, Consumer Confidence, Escape Hatch, First Time Home Buyers, Inventory Shortages, Jonathan Miller, Local Realtor, Mortgage Applications, Mortgage Holders, Negative Equity, New Mortgage, Realtor Associations, Reasonable Access, State Of The Union Address, Tight Credit, Time Home Buyers, Union Address Tuesday Night
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Housing’s Recovery Means Fewer Can Afford Homes
Rising home prices are not the only factors hitting home affordability. Fees charged to lenders by Fannie Mae and Freddie Mac (known as “guarantee fees” for bundling and selling mortgages) began rising dramatically in the past month and are now … Continue reading
Posted in Denver Real Estate News
Tagged Basis Points, Borrowers, Diggle, Fannie Mae, Fannie Mae And Freddie Mac, First Time Buyers, Freddie Mac, Hitting Home, Home Affordability, Homebuyers, Housing Market, Immigration Reform, Lows, Mortgage Backed Securities, Mortgage Bankers Association, Mortgage Lending, Mortgage Market, Payroll Tax, Skilled Workers, Tight Credit
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Housing Still Precarious in Obama’s Second Term
The housing market is on the slow road to recovery. Home prices in the last three months rose in 120 out of 149 metropolitan markets surveyed by the National Association of Realtors. Compare that to just 39 rising metros a … Continue reading
Posted in Denver Real Estate News
Tagged Association Of Realtors, Bit Part, Congressional Leaders, Credit Mortgage, Distressed Properties, Fannie Mae, Fannie Mae And Freddie Mac, Household Formation, Median Home Price, Metropolitan Markets, Mortgage Insurers, Mortgage Lending, Mortgage Principal, Mortgage Rates, Nahb, National Association Of Home Builders, National Association Of Realtors, Obama, Rutenberg, Tight Credit
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Pending Home Sales Barely Budge in September
In a sign of a still struggling housing market, signed contracts to buy existing homes were essentially flat in September from August, edging up just 0.3 percent according to a monthly index from the National Association of Realtors. The index … Continue reading
Posted in Denver Real Estate News
Tagged 6 Million, Association Of Realtors, California Cities, Chief Economist, Contract Activity, Diana Olick, Distressed Properties, Economist Lawrence, Existing Home Sales, Headwind, Home Contract, Housing Market, Housing Shortage, Inventories, Market Fundamentals, Midwest, Nar, National Association Of Realtors, Tight Credit, Uptrend
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Credit Clips Homebuilder Confidence
After a summer of significant monthly jumps in confidence among the nation’s home builders, fall appears to be bringing in a chill. Builder sentiment edged up just one point in October, according to an industry association index, but credit issues … Continue reading
Posted in Denver Real Estate News
Tagged Appraisals, Association Index, Bethesda Maryland, Chief Economist, Constraints, Current Sales, David Crowe, Final Move, First Time Home, First Time Home Buyers, Home Builder, Jane Fairweather, Low Interest Rates, Mortgage Money, Nahb, National Association Of Home Builders, Real Estate Agent, Sentiment, Tight Credit, Time Home Buyers
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Colorado real estate market rises, but builders still handcuffed
So far 2012 is proving to be a “breakout year” for residential real estate despite ongoing problems for financing new-home construction, a national housing economist said in Denver Monday. Home sales so far this year are up 8 percent nationally … Continue reading
Posted in Denver Real Estate News
Tagged Association Of Realtors, Breakout Year, Buyer Interest, Cheif, Chief Executive Officer, Colorado Association, Colorado Real Estate, Colorado Real Estate Market, Deficit Reduction, Economic Development Corp, Federal Spending, Homebuilders, Metro Denver, National Housing, New Home Construction, New Projects, Residential Real Estate, Steve Raabe, Tight Credit, Trillion
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CitiMortgage CEO on Tight Credit: ‘There’s Nothing Wrong with People Making Profits’
Mortgage rates are at record lows, but they could be even lower. Several reports recently have documented why the spreads between mortgage bonds and mortgage rates have widened so much, but few have agreed as to why mortgage rates have … Continue reading
Posted in Denver Real Estate News
Tagged Bank Of America, Billions And Billions, Citimortgage, Fannie Mae, Fannie Mae And Freddie Mac, Financial Meltdown, Loan Volume, Mortgage Backed Securities, Mortgage Banking, Mortgage Bonds, Mortgage Finance Bank, Mortgage Lending, Mortgage Origination, Mortgage Rates, Record Lows, Regulatory Pressure, Regulatory Uncertainty, Sanjiv, Tight Credit, Wells Fargo
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Home Builders Bullish for Fifth Straight Month
The nation’s once-beleaguered home builders are more confident than they have been in six years. A surge in new orders for homes, especially among the big public builders, pushed builder sentiment on an industry survey up three points to the … Continue reading
Posted in Denver Real Estate News
Tagged Building Lots, Chief Economist, Confidence Survey, Current Sales, David Crowe, Economic Recovery, Federal Reserve, Fragile Nature, Future Sales, Goldman Sachs, Goldman Sachs Group, Industry Survey, Inventories, Investor Confidence, Mortgage Backed Securities, Nahb, National Association Of Home Builders, New Construction, Red Flags, Tight Credit
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Regulator Claims New Rules Will Loosen Mortgage Lending
Ask any real estate agent, home builder or home buyer what is the biggest barrier to entry in today’s housing market, and the likely answer will be: tight credit. The lax lending of the latest housing crash is no more, … Continue reading
Posted in Denver Real Estate News
Tagged American Mortgage, Credit Scores, Demarco, Downpayments, False Representations, Fannie Freddie, Fannie Mae, Fannie Mae And Freddie Mac, Fhfa, Freddie Mac, Gse, Gun Shy, Housing Finance Agency, Lowest Mortgage Interest Rates, Mortgage Finance, Mortgage Interest Rates, Mortgage Lending, Mortgage Market, Representations And Warranties, Tight Credit
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Is the Apartment Rental Market Overheating?
The still faltering housing recovery, tight credit, lackluster employment growth and overall weak consumer confidence has kept demand for apartments high, despite historic housing affordability. That, plus a shortage of supply, means rents are going higher, increasing at their fastest … Continue reading
Posted in Denver Real Estate News
Tagged Alexander Goldfarb, Apartment Reits, Consumer Confidence, Employment Growth, Home Ownership Rate, Housing Affordability, National Apartment, Pwc, Real Estate Investment, Real Estate Investment Trusts, Reis Inc, Renter, Rents, Sandler O Neill, Sunbelt, Target, Tight Credit, Treasury Bond Yield, U S Treasury, Valuations
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